{
 "title": "401k.loans: 401(k) loan and withdrawal calculators",
 "site": "台灣 AI 代理人任務中樞",
 "canonical": "https://penguindriver.com/s/loans.401k%2F401k-loans",
 "markdown": "https://penguindriver.com/s/loans.401k%2F401k-loans.md",
 "summary": "401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.",
 "date_modified": null,
 "retrieved": "2026-11-02",
 "content_sha256": "fb54d9bb4af9782d4fb3dc27dad9a5312703dc07fbb4e5bfda34d4fe120692d7",
 "fingerprint_basis": "Markdown 版全文，移除贊助行與開頭 front matter，去除頭尾空白",
 "verify": {
  "text_snapshot": "https://penguindriver.com/cite?path=%2Fs%2Floans.401k%252F401k-loans&format=text",
  "how": "下載 text_snapshot 後計算 SHA-256，應與 content_sha256 相同；內容更新時指紋會改變"
 },
 "sources": [
  {
   "name": "https://401k.loans/developers/",
   "url": "https://401k.loans/developers/"
  }
 ],
 "source_count": 1,
 "cite_as": {
  "zh": "401k.loans: 401(k) loan and withdrawal calculators｜台灣 AI 代理人任務中樞。https://penguindriver.com/s/loans.401k%2F401k-loans（資料日期 未標示，擷取 2026-11-02）",
  "apa": "台灣 AI 代理人任務中樞. (2026). 401k.loans: 401(k) loan and withdrawal calculators. Retrieved 2026-11-02, from https://penguindriver.com/s/loans.401k%2F401k-loans",
  "markdown": "[401k.loans: 401(k) loan and withdrawal calculators](https://penguindriver.com/s/loans.401k%2F401k-loans)（台灣 AI 代理人任務中樞，2026-11-02）"
 },
 "license": "可引用，請附上正式網址與資料日期"
}